CALIFORNIA

Karl Zalazowski, President
California Coastal Rural Development Corporation
221 Main St, Ste 301
Salinas, CA 93901-2754
Telephone: (831) 424-1099 FAX: (831) 424-1094
E-mail: karl_zalazowski@calcoastal.org
Website: www.calcoastal.org
Organization Began: 1982

Branch Offices:
Salinas Office
Jose Guerra
221 Main St, Ste 300
Salinas, CA 93101
(805) 424-1099
jose_guerra@calcoastal.org

Ventura Office
Tom Ruggles
701 E. Santa Clara St., #50
Ventura, CA 93003
(805) 652-0516
tom_ruggles@calcoastal.org

Santa Maria Office
Bob Musick
910 E. Stowell Rd., #105
Santa Maria, CA 93454
(805) 349-0798
Robert_musick@calcoastal.org

Program/Project Title: Loan Guarantee Program
Program Began: 1982
Contacts: Wendy Franscioni
Cost/Funding: State of California
Target Group: Diversified small businesses
Description: Promotes small enterprises with special emphasis on assisting those that will create or retain jobs.

Program/Project Title: Farm Loan Program
Program Began: 1988
Contacts: Jose Guerra and Bob Musick
Cost/Funding: State of California/USDA
Target Group: Small farmers/small businesses
Description: Provides loans to family farms eligible for an FSA Guarantee. Funds may be used for crop production, harvest, farm ownership, improvements or equipment acquisition. Funds may also be used for non-farm rural development projects and micro loans.

Program/Project Title: Intermediary Relending Program
Program Began: 1992
Contacts: Wendy Franscioni and Bob Musick
Cost/Funding: USDA/Rural Development
Target Group: Rural businesses
Description: Provide loans to non-farm rural businesses.

Program/Project Title: SBA Micro Loan Program
Program Began: 1998
Contacts: Carole Cook and Saya Rodriguez
Cost/Funding: SBA
Target Group: Existing, small businesses and start-up businesses
Description: Provides start-up and expansion funding for small businesses.

Program/Project Title: B & I / NADBANK
Program Began: 1999
Contacts: Wendy Franscioni, Bob Musick and Jose Guerra
Cost/Funding: USDA/Rural Development
Target: Rural, fixed asset
Description: Long term asset financing for rural businesses.

Program/Project Title: SBA 504 Certified Development Company
Program Began: 2001
Contact: Wendy Franscioni
Cost/Funding:  SBA
Target Group: Small businesses
Description: Larger fixed asset long term loans primarily for real estate purchases.

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